Get a car loan in 3 easy steps:
Step 1:
Fill Out an Application Online
Fill out our secure online application in as little as 30 seconds.
Step 2:
Receive your Pre-Approval
We’ll contact you immediately by email or phone. There’s no obligation to accept.
Step 3:
Purchase Your Car!
That’s it! We remove the usual hassles that come with applying for a car loan. Go find your car!
Frequently Asked Questions:
How fast will I know if I’m pre-approved?
30 seconds or less! Edwards Auto Loans processes your pre-approval application immediately. Get started here.
How is my private information treated?
Edwards Auto Loans protects its customers’ information. We do not sell your information to any 3rd parties.
Are there any fees for using Edwards Auto Loans?
There are no fees. We are a free service.
What type of car will I get?
Edwards Auto Loans finances both new and used cars. Usually used car loans pertain to vehicles with less than 80,000 miles and are 5 years old or newer.
What if I’m self employed?
Being self employed is rarely a problem. We work with banks and credit unions in Omaha that accept self employment income.
What if I have a repossession?
Edwards Auto Loans specializes in securing loans for our customers with repossessions. We help re-establish credit. Everybody has to start somewhere.
What if I have a bankruptcy?
Whether it’s a discharged chapter 7 or an active chapter 13, we have many programs that specialize in auto loans in Omaha for people in this situation.
What if I don’t have money to put down?
We have programs that either allow you to put zero money down or defer all or part of it.
What if I have a new job?
Everybody changes jobs. Banks and credit unions are looking for your ability to repay the loan.
What if I’m disabled or on Social Security?
Being on disability or Social Security does not hinder your ability to obtain financing. Banks and credit unions accept this type of income because it is secure.
What if I’m a first time buyer?
We have many programs for first time buyers. A job is typically the only requirement.
What if I’m upside down in my trade?
Most customers with loans on their current vehicles are upside down. Our banks and credit unions in Omaha understand this and allow customers to finance this negative equity. In cases where money down is needed, the financial institutions usually don’t require it to be 100% covered.
How much will my monthly payment be?
This is determined by several factors. Amount of purchase, interest rate, term, and down payment.